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Highlands Today

No Fault Insurance

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Charles H. Gardner

Published: November 9, 2007

I would like to know why nothing is ever printed about the retired people that can never collect on the No Fault insurance? I'm told that as a 65-year-old retired person, if I'm in an accident and hospitalized, that Medicare pays the hospital first, then my second insurance company, and then, if anything is owed, the PIP Insurance might pay something.

As a retired person on Social Security and Medicare, there would be no loss of work benefits. Also, the cost of my insurance went up $78 a year. My grandson who lives with me is 25 years old, has had no accidents and no tickets. His insurance went up $80 a year. So, he called his agent and wanted to know why.

It should go down now that he is 25. The agent told him that the insurance companies raised all policies to make up for what they were going to lose when No Fault was going to be dropped in October. So I called my agent and was told the same thing.

I think Florida is the largest state of retired people. If you are 65 years old, retired, on Social Security, Medicare and drive a car, you are forced to buy insurance that you can never collect on.

Everyone knows insurance companies are one of the largest campaign contributors for people running for office. They called a special session to change the law back to No Fault. Why can't they call one and make an amendment so that people who are retired, on Social Security and Medicare, have the option to buy it or not. Just don't make us pay for something that we can never collect on.

Charles H. Gardner
Avon Park

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